A highly accurate and efficient finite-difference method for phase-change problems with multiple moving boundaries of irregular shape is developed by employing a coordinate transformation that immobilizes moving boundaries and preserves the conservative forms of the original governing equations. The numerical method is first presented for one-dimensional phase-change problems (involving large density variation between phases, heat generation, and multiple moving boundaries) and then extended to solve two-dimensional problems (without change of densities between phases). Numerical solutions are obtained non-iteratively using an explicit treatment of the interfacial mass and energy balances and an implicit treatment of the temperature field equations. The accuracy and flexibility of the present numerical method are verified by solving some phase-change problems and comparing the results with existing analytical, semi-analytical and numerical solutions. Results indicate that one- and two-dimensional phase-change problems can be handled easily with excellent accuracies.